Gilbert, Rio Verde and Ahwatukee Foothills real estate and homes for sale in Arizona, new construction, custom homes - Steve Rider and The Elite Team, REALTORS® Steve Rider and The Elite Team REALTORS(r) for Gilbert, Rio Verde and Ahwatukee Foothills, Arizona real estate, new construction, custom homes - NUMBER1EXPERTS™ Steve Rider and The Elite Team NUMBER1EXPERTS(tm) for Gilbert, Rio Verde and Ahwatukee Foothills, Arizona real estate, new construction, custom homes

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Steve Rider and The Elite Team, REALTORŪ, real estate agent and broker for Gilbert, Rio Verde and Ahwatukee Foothills Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

All agents are NOT alike! Find out why we are top real estate experts. Call us: 602-315-8749.


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I would like to thank all the members of the ELITE TEAM for the great service we received on 2 properties listed this year.
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Mortgage Prequalification: Gilbert, Rio Verde and Ahwatukee Foothills Arizona home buying, real estate listings, and homes for sale in Maricopa County, AZ
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Gilbert, Rio Verde and Ahwatukee Foothills real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Tax Considerations >Tax Deductions

Here is a question which is often asked about real estate sales: which home loan fees are deductible for income tax purposes? It is good to know the answer to this question before you sign on the dotted line. It may influence which loan you will choose. Loan fees for certain services are not itemized on your fee statement, but are grouped together into a single category.

The most obvious deductible fee is the loan fee paid to acquire a mortgage for a principal residence. The IRS recently ruled that the buyer could deduct the fee in the first year, even if the seller paid it! Other deductions include pro-rated property taxes and mortgage interest. On these items, the buyer may only deduct their share.

Most of the other closing costs are not deductible, but you may add them to your home's adjusted cost basis when calculating appreciation. Among these costs are appraisal, attorney, and inspection fees, as well as title, recording and notary fees. Fire insurance fees are neither deductible nor do they figure into the cost basis. If you are not sure which fees are deductible, consult a professional tax advisor.

See All Tips In The "Tax Considerations" Category >
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Real Estate Trivia
Q 
What architectural detail made its way into the design of many suburban homes built in the 1950s, 60s and 70s?

A 
The picture window was a signature of the suburban American neighborhood.
See More Real Estate Trivia >

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Steve Rider and The Elite Team, REALTORŪ, real estate agent and broker for Gilbert, Rio Verde and Ahwatukee Foothills Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

Steve & Beth Rider and The RiderElite Team
Keller Williams Realty Integrity First Realty

1001 W. Southern Ave. Suite 118
Mesa, AZ 85210
Tel: 480-277-5230
Tel: 602-315-8749
Tel: 800-882-5284
Fax: 480-776-3208
Email: info@AzEliteTeam.com

The Rider Elite Team: Exceeding your expectations, one family at a time.... Our Belief System In Action... Win-Win: Or no deal... Integrity: Do the right thing.... Commitment: In all things.... Communication: Seek first to understand.... Creativity: Ideas before results.... Customers: Always come first.... Teamwork: Together Everyone Achieves More.... Trust: Starts with honesty.... Success: Results through people.... Steve Rider RE License # BR007523000

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Keller Williams Integrity First Realty



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